For example: If you're converting USDT on Ethereum, the fee will be paid in ETH. The fee amount will be deducted from your Pay account at the time of conversion. Please ensure that you have sufficient native tokens in your smart account to cover the fee; otherwise, the conversion can't proceed. Note: if you're converting between X Layer assets, the fee will be covered by us.8. Why did my convert fail? If my convert failed, what should I do now?

, it’ll be returned to you.2.

If you want to add funds from TRON, ETH or other chains, you'll be advised to use the on-chain receive function.FAQ1. Why can't I access the "Add from exchange account" option to add funds to my Pay balance? You'll only be allowed to enter add assets flow if they have sufficient USDC/USDT/USDG in exchange account to transfer to pay balance. If users don't have sufficient USDC or cash balance, they'll be redirected to on-chain receive.2.

Note that rewards may be changed or discontinued at any time.How can I access the Rewards section? Toggle your mode to Pay Enter the Rewards page through the Rewards option in the navigation menu If you don't have any Pay balance, select Add funds to add crypto from your Exchange account or through on-chain receive.FAQ1. Who’s eligible for Pay rewards? To qualify, you must: Be a verified user with an active OKX account. Hold 1 USDG on X Layer in Pay.

You will be prompted to create a new Pay passkey. After creating the new Pay Passkey, reach out to Customer Support and request a Pay Passkey reset for your account. This ensures your new Pay Passkey is fully activated and ready to use for Pay mode transactions.

On-chain transfers cannot be reversed if sent to the wrong address or network.FAQs Are internal transfers between OKX Pay and Funding balance free? Yes. No fees apply to transfers between OKX Pay and your Funding balance. Which assets are supported? USDG, USDT, and USDC on X Layer. Why use X Layer for on-chain deposits? X Layer carries zero gas fees for these assets. Other networks (such as Ethereum or Tron) may charge gas fees. Need more help? Contact Support

Note: on-chain transactions require a network fee to be paid in the network's native crypto. Earn interest automatically on idle USDG held on X Layer. Swap assets from multiple supported chains into USDC, USDT, or USDG on X Layer for payments.How can I sync or recover my Pay account? You can easily sync your passkeys using a cloud backup through iCloud (iOS) or Google Password Manager (Android).