He missed something, it's a unified pool, a.k.a. non-isolated pool.
Any assets that can be supplied can be borrowed against any assets at the same time.
Supply $ZEC, borrow any assets available on the supported chain.
The untapped DeFi opportunity lies within non-smart contract and non-EVM chains.
This creates a structural limitation where liquidity is heavily concentrated in the EVM and just moving around to yield farming - which is good for the EVM Ecosystem
Meanwhile, among the top 35 tokens on @CoinMarketCap, $ETH, $HYPE, and $MNT are the only EVM-based assets.
In contrast, many non-EVM chains such as $ZEC, $LTC, $BTC, $XRP, and $ADA have been largely overlooked—despite deserving more attention and on-chain activity.
After all, DeFi should not be limited to EVM chains.
With RHEA and NEAR Intent, that paradigm will change.
RHEA’s cross-chain lending market will be the first @Zcash native lending market, together with @Bitcoin and @solana—the first three non-EVM chains forming the core focus of its development.
The roadmap will then expand to other non-EVM ecosystems in alignment with NEAR Intent’s strategy, including Move-based chains @SuiNetwork and @Aptos.
At the same time, RHEA will continue to support EVM deployments to ensure the EVM community can use their assets to tap into non-smart contract chain assets.
Potential cross-chain Lending Market Q4 2025-2026
- Radiant Capital - hacked and only serving EVM
- Morpho - with V2 upcoming supporting cross-chain EVM lending, ONLY EVM
- JupNet - high potential market with cross-chain launch coming
- RHEA - taps into the market never addressed, serving trillions in value assets that can be tapped, together with cross-chain trading solution
Study current company valuation by comparing $RHEA to those mentioned and forecast potential market from here ⤵️⤵️⤵️

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